Many of us with workplace pensions may be largely unaware as to the fund choice of those particular types of plans, with default being the fund selection choice for most arrangements. Such plans, that are often set up as workplace pensions are based upon a selection of “Lifestyle” or “Working Strategy” funds. Put very simply,…
Why the Consumer Duty? Do a Google search into the use of UK financial advisers by the public and the general theme is one of scepticism; a questioning as to the value and integrity of advisers and a constant reassurance that they are not just for the wealthy. It doesn’t make for great reading and…
There’s a lot going on in the world right now, and the last thing you might be thinking about is the state of your savings and investments. But the fact is, wider political and economic developments have an effect on finances, in terms of both savings and outgoings. The key to coming out of any…
Stock markets are gambling on a rise in interest rates due to soaring prices in food and energy bills. There is no doubt about it, however well we budget, all of us are going to see an additional squeeze on our finances as the chancellor tries to plug the gap from the pandemic bail-out. For…
Covid is said to cost the Govt £5.billion in borrowing during the years 2020-2022 and naturally there is a need to replenish funds. An increase of 6% in corporation tax and a freezing of tax allowances over the next few years will help to raise towards £8 bill a year by 2025. No complaint here…
Quite often clients are turned down by large lenders as they only are able to offer their own restricted range of products. As we are independent mortgage advisers we can help find a product that suits your needs from a wide and diverse range of product providers. As a small practice we also pride ourselves…
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