BRIGHTER FINANCIAL SERVICES LIMITEDBrighter PeopleContact BrighterClient ExchangeBRIGHTER People – BRIGHTER SolutionsFinancial Planning TeamRoss McFadzeanManaging Director & Chartered Financial PlannerBSc, MSc, APFSJohn JacksonIndependent Financial AdviserDip PFS Certs CII (MP&ER)Bradley ParrySenior IFA – Technical & TrainingChartered Financial PlannerAPFSRichard GreenChartered Financial PlannerFellow of Personal Finance SocietyB.Sc. ACA FPFSJonathan MyersSenior IFA – Operational ManagementDip PFS, CeMAP, BA HonsMcCauley YoungMortgage & Insurance Adviser,CeMAP, R05John WyllieMortgage & Insurance Adviser/Trainee IFADip PFS CeMAPBusiness Support & AdministrationKaren JacksonFinancial Practice ManagerNicola MarlandFinancial Services Case Manager (Finance)Ian HillFS Level 3 in Financial Administration & PlanningFinancial Planning Co-ordinatorMelissa LudgateFinancial Services Case Manager (Mortgages) and Practice AdministratorNVQ Level 2 Business AdministrationBusiness & Software DevelopmentMary McFadzeanBusiness Development ManagerRoss is the Managing Director and one of the business owners.Ross is accountable for the governance of the business with regards to ensuring that regulatory compliant practices are delivered across the practice to a consistently high standard, to meet the needs and expectations of our clients. Ross also ensures that the training and development of our advisers continually supports the demands of service provision.Statement of Professional StandingAdvanced Diploma in Financial PlanningDiploma in Financial PlanningFinancial Planning CertificateCertificate in Mortgage AdviceCertificate in Life and PensionsFinancial QualificationsAF2 – Business Financial PlanningAF3 – Pension Planning (inc.Occupational)AF4 – Investment PlanningAF5 – Financial Planning ProcessJO4 – Pension Funding OptionsJO5 – Pension income qualificationMAQ – Mortgage Advice QualificationRO2 – Investment Principles and Risk.John is one of the most experienced IFAs in the business and one of the business owners.John’s clients are from the local area and most of them have been with him, as their financial adviser, for over 25 years. John supports Ross in the development of the infrastructure that sits behind business operations.Statement of Professional StandingDiploma in Financial PlanningFinancial Planning Certificate, 1, 2, 3Certificate in Mortgage AdviceCertificate in Life and PensionsAward in Long Term Care InsuranceAdvanced Mortgage Professional with Equity ReleaseFinancial QualificationsJO8 – Financial Planning practiceMAQ – Mortgage Advice QualificationR01- Regulation, Legislation and Code of EthicsRO4 – Pensions and Retirement PlanningCF1- Regulation and EthicsCF3 – Financial ProtectionCF4 – Retirement PlanningCF5 – Integrated Financial PlanningCF8 – Long Term Care InsuranceBradley came to us in 2017 as an IFA but worked to become Chartered in 2020.Bradley’s technical skills and competent understanding of investment process and application have resulted in him taking the lead in developing our Central Investment Proposition and our Central Retirement Proposition. He is responsible for supporting the development and training of existing advisers to ensure consistency in the application of investment principles across the practice.Statement of Professional StandingAdvanced Diploma in Financial PlanningDiploma in Financial PlanningCertificate in Mortgage AdviceDiploma in Regulated Financial PlanningCertificate in Financial Administration and PlanningCertificate in Retail Banking Conduct of BusinessFinancial QualificationsAF1 – Personal Tax and and Trust PlanningAF3 – Pension PlanningAF4 – Investment PlanningAF5 – Financial Planning ProcessR01 – Financial services, regulations and ethicsR02 – Investment principles and riskR03 – Personal taxationR04 – Pensions and retirement planningR05 – Financial ProtectionR06 – Financial Planning PracticeR08 – Pensions UpdateCF6 – Mortgage adviceJ10 – Discretionary Investment ManagementCeFAP Units 1,2,3&4Richard joined us in 2019 after running his own successful IFA practice for 17 years.Richard wants to eventually retire, but that will be in the distant future as there is still too much for him to do at Brighter.Statement of Professional StandingFellow of the Personal Finance SocietyAdvanced Diploma in Financial PlanningDiploma in Financial PlanningFinancial Planning CertificateCertificate in Discretionary Investment ManagementCertificate in Mortgage AdviceCertificate in Life and PensionsAward in Long Term Care InsuranceFinancial QualificationsAF2 – Business Financial PlanningG10 – Taxation & TrustsG60 – PensionsK10 – Retirement OptionsK20 – Pension Investment OptionsJO3 – The tax and legal aspects of businessJ10 – Discretionary Investment ManagementR01 – Financial Services, regulation and ethicsCF1 – Regulation and EthicsCF2 – Investment and RiskCF3 – Financial ProtectionCF4 – Retirement PlanningCF5 – Integrated Financial PlanningCF6 – Mortgage AdviceCF8 – Long Term Care InsuranceJonathan came to us in 2016 as a Mortgage Adviser/Trainee IFA.Jonathan grew the mortgage and insurance side of the business for Brighter and now is beginning to support his own clients as an Independent Financial Adviser.Jonathan manages the mortgage and insurance team, as-well as supporting the operational development and management of the business on a day- to day basis.Statement of Professional StandingDiploma in Regulated Financial PlanningInstitute of Financial Services (IFS)Financial QualificationsR01 – Financial services, regulations and ethicsR02 – Investment principles and riskR03 – Personal taxationR04 – Pensions and retirement planningR05 – Financial ProtectionR06 – Financial Planning PracticeFull Certificate in Mortgage and Practice (Mortgage Advice and Protection)McCauley joined us in 2018 as a financial services case manager but soon became one of our mortgage and insurance advisers.McCauley is a quick learner, very responsive, client focussed and time efficient.Financial QualificationsCe-MAP Certificate in Mortgage Advice and PracticeR05 – Financial ProtectionJohn W – not to be confused with John J or Jonathan (!) – joined us in 2020.John has been with HSBC for five years, a mortgage adviser for First Direct for 2 years and then in sales quality checking mortgages and protection for 3 years. He has joined our team as a mortgage and insurance adviser but will be working towards providing the full offer of financial services to our clients.Statement of Professional StandingDiploma in Regulated Financial PlanningCe-MAP Certificate in Mortgage Advice and PracticeKaren is one of the business owners and has worked for Brighter for over 10 years.Karen’s role is to co-ordinate the day-to-day operations of the practice, working as the central cog of simply everything and making sure that everything runs to plan. From diary entries, to organising training and ensuring everyone gets paid on time, we could not do without Karen!Nic joined us in 2017 and is a member of the Brighter Development and Planning Team.She is responsible for two main areas within the business:1. Ensuring that the advisers follow case management processes in terms of client delivery and case recording for compliance purposes2. Collating central financial data for analysis to inform future business decisions in terms of investment and development.Ian works as the Financial Planning Co-ordinator for Brighter Financial Services Ltd.Many moons ago Ian was a financial adviser and has brought that experience to Brighter where he has worked for over 10 years. He now works as an integral member of the Brighter Development and Planning team.Ian’s responsibilities are to support the financial advisers in delivering financial services to clients. This involves a large degree of administration both in terms of “behind the scenes” administrative support as well as face to face contact to provide clients with on-going support with servicing.Financial QualificationsFS Level 3 Certificate in Financial Administration and PlanningMelissa joined us in 2019 with 6 years’ experience in business administration.Melissa supports Karen in the day-to-day operations of the practice but is also developing her role to manage business MI and administration on behalf of the mortgage and insurance team.Mary joined Brighter in 2015 and is one of the business owners.Her previous roles were with large corporates helping to develop strategies to tackle sickness absence. Her role on joining Brighter in 2015, was to develop policy and procedure on behalf of Brighter and ensure processes that assisted with central governance of adviser practice.Today she manages the Business Development and Planning team and most of her work centres on streamlining processes via on-line solutions. Mary is also responsible for marketing and works with local digital providers to ensure that the business is viable and attractive to prospective clients.